Financial Planning

We offer expert financial planning services designed to align with your goals and aspirations. With tailored strategies, we assist in wealth management, retirement planning, and investment optimisation. Trust our experienced advisors to navigate complexities and ensure a secure financial future for you and your family.
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When it comes to your business savings, investments and pension scheme, a few easy tax-planning measures can dramatically cut the tax you pay, giving a healthy boost to the returns you and your business get.

Whether we’re talking about the money we earn or the money our savings earn for us, the taxman takes as much as £4 in every £10.

But while most of us dislike paying tax, over four in every five of us bury our heads in the sand instead of doing anything to cut our rising personal tax bills. In fact as a nation we waste a staggering £9.3 billion each year by not taking any action.

If you would like further information on the following, please feel free to contact us for a free without cost and obligation consultation.

What is corporation tax?

Corporation tax is a tax levied on the profits of UK-resident companies and foreign companies with UK operations. It's calculated on the company's taxable profits, which include income from trading, investments, and certain capital gains. The current corporation tax rate in the UK is typically applied annually and is subject to government regulations and adjustments.

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What is national insurance?

National Insurance is a mandatory contribution paid by workers and employers to fund state benefits and services. It's designed to provide financial support for healthcare, unemployment benefits, and state pensions. National Insurance contributions are calculated based on earnings and are collected through payroll deductions by employers or self-assessment for self-employed individuals.

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What are capital gains?

UK capital gains refer to the profits made from selling or disposing of certain assets, such as property or investments, at a higher price than what was paid for them. These gains are subject to capital gains tax, which is calculated based on the difference between the purchase price and the sale price, after deducting any allowable expenses or losses. The tax rate for capital gains depends on the individual's total income and whether the gains are above the tax-free allowance threshold set by HM Revenue and Customs.

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Meet the team - Guy CremerWith over three decades of experience in financial services, Guy demonstrates a profound dedication to his profession. With fifteen qualifications, his relentless pursuit of knowledge exemplifies a commitment to excellence. Currently striving towards becoming chartered, he epitomises continuous growth and expertise in his field.
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